Navigating your healthcare options can be complex, but understanding Medicare and Medicare Advantage plans is essential. Here are the key benefits at a glance:
- Hospital Insurance (Medicare Part A):
- Coverage for inpatient hospital stays, skilled nursing facility care, hospice care, and some home health care services.
- Medical Insurance (Medicare Part B):
- Covers doctor's visits, outpatient care, medical supplies, and preventive services like screenings and vaccines.
- Medicare Advantage (Part C):
- Combines Parts A and B benefits into one plan.
- Often includes prescription drug coverage (Part D) and additional benefits like dental and vision.
- Prescription Drug Coverage (Part D):
- Helps cover the cost of prescription medications.
- Available through private insurance plans approved by Medicare.
- Flexibility in Coverage Options:
- Choose between Original Medicare (Parts A and B) or Medicare Advantage plans offered by private insurers.
- Comprehensive Preventive Care:
- Access to a range of preventive services to maintain health and detect early signs of illness.
- Affordable Coverage:
- Premiums for Part A are often free for those who qualify.
- Part B and Part D premiums are income-based, with cost-sharing options available.
- Wide Network of Providers:
- Access to a broad network of doctors, specialists, and hospitals that accept Medicare.
- Guaranteed Coverage:
- Coverage is guaranteed as long as premiums are paid, regardless of pre-existing conditions.
- Additional Benefits with Medicare Advantage:
- Optional benefits like dental, vision, hearing, and wellness programs offered by some Medicare Advantage plans.
Let our expertise simplify your Medicare decisions. Contact us today to learn more or schedule a consultation.